24/7 Telephone Banking

"Otto" - FME's Automated Telephone Banking

(24 hours a day, 7 days a week)
  • Convenient - 24/7 Banking 
  • Easy to Use
  • Safe and Secure

With "Otto" you are able to:

  • Obtain your Savings/Checking account balances.
  • Obtain your Checking account history and last checks cleared.
  • View and print copies of cleared checks.
  • Transfer funds between your Savings & Checking accounts.
  • Request check withdrawals from your Savings & Checking accounts.
  • Obtain balances on loans and credit cards, and much more!

"Otto" is simple to use! Follow these easy steps:

  1. Call FME's toll-free number at 800.521.1800.
  2. Push 2 on your touch-tone telephone to access the Telephone Banking System.
  3. To access your account, enter your FME account number (located at the top of your periodic statement) followed by the # sign. (Include all numbers without the dashes).
  4. Enter your PIN (initially the last 4 digits of your Social Security Number).
  5. Enter the code for the inquiry or transaction that you wish to perform (see below for listing).

Below is a list of account short-cuts to speed up your Telephone Banking experience:

Suffixes for FME accounts Code
Regular Share Savings 01
Super Share Savings 02
Rainy Day Savings 05
Money-Maker Savings
Money-Maker PLUS Savings
Direct Deposit High-Yield Savings 07
Christmas Club Savings 09
Share Draft Checking
55 PLUS Checking

List of Menu Codes:
Dial the short-cut codes listed below to quickly access account information or to complete a transaction.

Menu Item Code
Transaction Menu 01
Balance Inquiry Menu (All Accounts) 02
Paid Draft (Check) Listing 03
History Menu (All Accounts) 04
Dividend and Interest Menu 05
Web Services Information 06
Other Options Menu 07


NMLS# 808257

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If you are logging in to Online Banking for the first time, please be aware that your FME Account Number should be entered as 7-digits long, without dashes, and with the last digit being a 0. This is the same Account Number that appears on your periodic statement. The initial User Password is the last 4 digits of the primary accountholder's Social Security Number.

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