Member Advantage Checking

All Free Checking Isn't the Same...See the Difference!
Plus, when you open your FREE Checking Account, you will automatically be enrolled in our Membership Rewards Program. As a Membership Rewards Associate, every July you will receive special coupons offering EXTRA savings and added BONUSES on FME's products and services, good for the entire year!

If your Checking account is not providing you with these advantages, switch to FME's Member Advantage Checking.

The Advantages:

  • No Maintenance Fees on active accounts*
  • No Minimum Balance
  • No Per Check Charges
  • VISA Check Card/ATM Card Privileges*
  • Overdraft Protection Available
  • Online Bill Pay Service
  • FREE 24/7 Online Banking & Telephone Banking
  • Check Imaging (view & print copies of checks)

*An active Checking account is one with Direct Deposit/Net Check, OR has at least five combined check clearings, VISA Check Card transactions, or FME Online Bill payments per calendar month.  Subject to change.



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If you are logging in to Online Banking for the first time, please be aware that your FME Account Number should be entered as 7-digits long, without dashes, and with the last digit being a 0. This is the same Account Number that appears on your periodic statement. The initial User Password is the last 4 digits of the primary accountholder's Social Security Number.

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