Current Loan Rates 
 
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Vehicle Loans

Cars, Trucks, Vans, SUVs & Motorcycles
Effective Date: Wednesday, May 24th, 2017
YearMaximum TermStandard APR*
Any Year 4 years 3.99%
Any Year 5-7 years** 4.49%

* APR = Annual Percentage Rate
**To qualified members. May require 10% down payment excluding dealer rebates and incentives.

Boats, RVs, Campers
Effective Date: Wednesday, May 24th, 2017
YearMaximum TermStandard APR*
Any Year 4 years 3.99%
Any Year 5-6 years** 4.49%

*APR = Annual Percentage Rate
**To qualified members. ( 7-12 year terms available for amounts over $10,000. May require 10% down payment excluding dealer rebates and incentives.)


Mortgage Rates

NO FEE Home Equity Loans
Effective Date: Wednesday, May 24th, 2017
ProductStandard APR*
5-Year Fixed 3.49%

Closed-end loan.  Payments amortized up to 30 years.  Special rates listed above are for NEW loans only.  Refinancing of existing FME equity loans qualify for a rate of 3.75% APR at the 5-year term.  Refinancing of existing FME mortgage loans are subject to closing costs, which will be waived with loan advances of $10,000 or more to qualified borrowers.

7-Year Fixed 3.74%

Closed-end loan.  Payments amortized up to 30 years at 80% of value.

Closed-end loan.  Rates listed above apply to members that are in a first position

Member Advantage Line-of-Credit 4.00%

Variable rate loan, adjusted quarterly to the PRIME RATE as stated 10 days prior to the end of the quarter in the Wall Street Journal. The maximum Annual Percentage Rate (APR) that can apply is 16.0% or the maximum permitted by law, whichever is less.

10-Year Fixed
3.99%

*To qualified members. Some restrictions apply. Rates and terms subject to change. Non-purchase money only.

NO FEE First Mortgage Loans
Effective Date: Wednesday, May 24th, 2017
Non-Purchase Money
ProductStandard APR*
15-Year Fixed Rate Mortgage 4.25%
20-Year Fixed Rate Mortgage 4.50%

*To qualified members. Some restrictions apply. Closing costs may be assessed if refinancing existing FME FCU Mortgage/Home Equity Loans. Rates and terms subject to change. Non-purchase money only.


Personal Loans

Unsecured Signature Loan
Effective Date: Wednesday, May 24th, 2017
Loan Amounts from $500 to $15,000
TermRate
12 months 11.00% APR
24 months 12.00% APR
36- 48 months 15.00% APR

Insta-Loan Credit Line
Effective Date: Wednesday, May 24th, 2017
Credit Limits from $500 to $15,000
Standard APR*
13.90%

Comaker Secured Signature Loan
Effective Date: Wednesday, May 24th, 2017
Loan Amounts from $500 to $15,000
TermRate
48 months 18.00%

 


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