Direct Deposit Advantages

There are many advantages to having your pay directly deposited to your FME Federal Credit Union Account. Direct Deposit is SAFE, CONVENIENT, and RELIABLE. With Direct Deposit you no longer have to worry about lost or stolen checks and there is no more waiting in long teller lines to cash your check each pay period.

As a Direct Deposit account-holder with an active Share Draft Checking account OR active High-Yield Savings account*, you are eligible to take advantage of the following rates and services:

Direct Deposit Rate Advantages
Effective Date: Thursday, July 18th, 2019

Money Maker PLUS
Savings Account

.29% APY* $2,000 Minimum Balance required to earn a dividend

High-Yield Savings Account

1.26% APY* Dividend paid semi-annually, January 1st and July 1st
Visa Platinum Credit Card* 7.6% APR* Fixed Rate Earn points redeemable for gifts, airfare or cash back!
"Insta-Loan" Revolving Line of Credit 9.90% APR* Payments are based on $3.50 per $100.00 borrowed.

PLUS, Online Bill Pay is always FREE for Direct Deposit/Net Check Members Who Pay One or More Bills Online Each Month!

*To qualified members. Some restrictions apply. Rates & terms are subject to change. Direct Deposit = Total Net Check Amount. An Active Checking is one with at least five combined qualified check clearings, VISA Check Card clearings or FME Online Bill Payments per calendar month. An active High-Yield Savings account has a minimum of $20 per calendar month.
Fees on accounts may reduce the earnings.  A penalty will or may be imposed for early withdrawal of certificates.

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If you are logging in to Online Banking for the first time, please be aware that your FME Account Number should be entered as 7-digits long, without dashes, and with the last digit being a 0. This is the same Account Number that appears on your periodic statement. The initial User Password is the last 4 digits of the primary accountholder's Social Security Number.

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