Privacy Statement


Our Credit Union is constantly concerned about our member’s critical information and privacy. With this in mind, we have the following security services installed on our Internet server:

  • Each server is behind a Firewall. This UNIX based hardware product blocks critical ports and IP addresses on servers from external attack and access.
  • Each server runs proprietary software that constantly monitors the servers for unauthorized use and attempts to "hack" into information. Administrators are contact when forced attacks are committed, and countermeasures can be applied to stop these instances.
  • All administrative activity requires user login and authentication. All administrative updates are logged into files that can be reviewed later.
  •  All servers come with a Network Solutions Certificate for digitally encrypted communications between the Web server and your member. Information passed in applications cannot be decrypted by third parties attempting to "pick" information being passed across the Internet backbone.
  • All servers run the latest version of Apache Web Server, considered the strongest and most secure Web server software on the market.
The directors, committees, and staff of FME Federal Credit Union are concerned about the privacy of our member's personal information.  We understand that our members furnish sensitive information to the credit union in the course of daily business, and the credit union is committed to treating such information responsibly.

Information We Collect
At Credit Union Name, we collect nonpublic personal information from many sources, including member applications and other applications for products and services, from those who do business with us or with vendors, and from consumer reporting agencies.  Our credit union will collect only the personal information that is necessary to conduct our business.

Information We Disclose
We may disclose all of the information we collect about you as permitted or required by law.  The disclosure of this information typically includes processing transactions on your behalf, as you authorize to provide you with a product or service, to conduct the operations of this credit union, or to protect the security of your and our financial records.

In order to provide you with certain products and services we may disclose all of the information we collect as described above to organizations that provide these products or services to you on our behalf or with whom we jointly market these products and services to you.  If we disclose your information to one of these organizations we protect your confidentiality by doing business only with companies that agree to use your information only for the purposes we have disclosed it to them and for no other purpose.

In the event that you are no longer a member of this credit union, we will not share any information we have collected about you, except as permitted or authorized by law.

Security Measures
We restrict access to nonpublic personal information we obtain to only those employees who have a specific business purpose for accessing and utilizing such information.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to safeguard your nonpublic information.

Linking to Other Web sites
FME Federal Credit Union is not responsible for the content of any third party Web site or the privacy practices of such third parties.  In addition, a link from our Web site to another Web site does not indicate that FME Federal Credit Union endorses the services or policies of such third party Web site.  You should always investigate the information practices of all Web sites that you access and carefully examine the privacy policies, if any, of the Web sites appearing on or linking to or from our Web site.  Information collected from the linked Web sites will be subject to the information practices of those Web sites.

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If you are logging in to Online Banking for the first time, please be aware that your FME Account Number should be entered as 7-digits long, without dashes, and with the last digit being a 0. This is the same Account Number that appears on your periodic statement. The initial User Password is the last 4 digits of the primary accountholder's Social Security Number.

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