Vehicle / Watercraft / RV / ATV Loans

If you are looking to purchase a new or used vehicle, or perhaps refinance your vehicle loan from another institution, FME may be able to reduce your rate.  Plus, we will reward you with a $50 CASH BONUS!

Before you buy, call your local Branch Representative or Main Office at 800-521-1800.  We want you to avoid costly items such as Application Fees, GAP Insurance, CarFax Reports, and Credit Life/Credit Disability Insurance Premiums.  We offer all these products at either no cost or potentially less cost then other institutions or dealers.  Plus, our Automatic Payment Program is always free.    

If you are looking to refinance your current vehicle from another institution, we may be able to reduce your loan rate.  With some members, we have been able to reduce their current rate by up to 50% through our 50/50 Vehicle Program.

If you’re ready to buy or refinance, contact us for further details or click on the link below to complete and submit your loan application.

Click here to apply for a Vehicle Loan
 
Cars, Trucks, Vans, SUVs & Motorcycles
Effective Date: Tuesday, September 18th, 2018
YearMaximum TermDirect Deposit APR* Member Rewards APR*Standard APR*
Any Year 4 years 3.99% 3.99% 3.99%
Any Year 5-7 years** 4.49% 4.49% 4.49%

* APR = Annual Percentage Rate
**To qualified members. May require 10% down payment excluding dealer rebates and incentives.


Boats, RVs, Campers
Effective Date: Tuesday, September 18th, 2018
YearMaximum TermDirect Deposit or Membership Reward APR*Member Rewards APR*Standard APR*
Any Year 4 years 3.99% 3.99% 3.99%
Any Year 5-7 years** 4.49% 4.49% 4.49%

*APR = Annual Percentage Rate
**To qualified members. ( 7-12 year terms available for amounts over $10,000. May require 10% down payment excluding dealer rebates and incentives.)


Some restrictions may apply, call for current rates.  Standard 50/50 Vehicle Financing rates are for a maximum of 84 months. Vehicle refinance offer excludes vehicles currently financed at FME. Terms greater than 60 months may require a 10% down payment and may exclude dealer rebates and incentives. Longer terms are available for financing of boats and RVs. Rates and terms listed are subject to change and do not apply to commercial vehicles and/or commercial watercrafts.

 


NMLS# 808257

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